From: Graf, John Adams (grafj@krause.com)
Date: Mon Jun 10 2002 - 06:17:20 PDT
Paul Thomas wrote:
>>Hagerty Insurance, a company which specializes in classic vehicles. When I called I was advised that all vehicles they provide coverage on MUST BE GARAGED....Might anyone have a different company they like dealing with for MilVeh insurance?
Paul: I reviewed five or six company's policies for insuring military vehicles (Hagerty being one of them) in the April 2002 issue of Military Vehicles Magazine (No. 90, pp40-42). One of the questions I asked each company was whether or not they required the vehicle being garaged.
State Farm (the highest priced of the companies I surveyed) answered that they did not usually insure a stored out of doors vehicle, but "Will review on a case-by-case basis"). Condon and Skelly replied that "Possibly they would insure a vehicle stored out of doors, depending on circumstances." See the article for all the phone numbers and contact info.
My sense in interviewing all of these companies was that ANYTHING is possible IF you are willing to pay for it. In most cases, down playing that you are insuring a mil-veh seems the best route EXCEPT for the big stuff. In those cases, the reps seemed more at ease with the idea that the theft potential is low as is frequent use. Also, they understand that the big stuff is more durable than, say, a Split-window Porsche 356 or a Delahaye.
Hope this helps.
John A-G
editor, MVM
www.militaryvehiclesmagazine.com
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