Re: [MV] insurance

From: Patrick Jankowiak (eccm@swbell.net)
Date: Sat Mar 22 2003 - 10:49:59 PST


If Farm Bureau did a credit check without your permission, that is not
supposed to show up on your report. Sometimes the TERMS do give others
the right to do that however.

David Cole wrote:
>
> Speaking of insurance, what is the list experience with Farm Bureau? I have
> three vehicles with them right now and when I went to have my house
> refinanced, the refinance guy pulled my credit report and told me that Farm
> Bureau had done a credit check two weeks prior. It was a red flag for the
> refinance guy and caused a lot of consternation. Have any of you guys seen
> the other insurance companies do the same thing? I had my M51 insured with
> them but they dropped it about 2 month later saying it didn't fit their
> "profile", whatever that means. I'm thinking about dropping them now.
>
> Dave
>
> On Fri, 21 Mar 2003 09:29:35 -0500, <MVTrucker@aol.com> wrote:
>
> > Be very, very careful about insurance, especially JC Taylor.
> > I have fifteen vehicles on my Taylor policy, all twenty-five
> > years or older. For years, I recommended Taylor to my truck
> > buyers, but a customer in CT, contacted Taylor before he came
> > down to get the truck. Taylor wanted a picture of the truck in
> > a garage. He explained that the truck was in NJ and they asked
> > why. He told them that he just bought it and had to go get it.
> > They said: "You will not be covered for the drive home." Wow!
> > Big time shock. Taylor's application has an area to enter
> > non-club related miles, implying that you are covered in non-
> > club use. I don't know the answer.
> > In NJ, with Historical Vehicle tags, you are prohibited from just going
> > for a Sunday drive, so if doing so and got in an
> > accident, Taylor could probably back out because you violated NJ's law on
> > HMV use. Something to think about.
> > I went ahead and put regular tags on my deuce, insured it as a
> > private, non-commercial use truck, pay the higher premium through my
> > fleet policy carrier and don't have to sweat.
> > Joe Young
> >
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> >
>
> --
> Dave
>
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