Re: [MV] insurance

From: Patrick Jankowiak (eccm@swbell.net)
Date: Sat Mar 22 2003 - 10:58:37 PST


I use progressive. My M35 for liability only is the same as my daily
driver. I thought they made a mistake, but even after I told them it
was not a jeep but a large 6x6, they said the price was correct.

Mark Ehle wrote:
>
> I have FB but not for much longer. I recently had an accident, called my
> insurance agent, and he was not concerned that I was ok, which I was,
> but that the other party might sue. I had to talk to the other insurance
> company involved (progressive) and they were very relieved-sounding that
> I and the other driver were not hurt, and expressed concern over the
> loss of my truck. I had just paid off the truck, so my insurance was
> bare minimum. Ironic - he made a ton of money on the truck during the
> life of the loan I had on it. You would think that he would have treated
> me better.
>
> Also, our bill would increase dramatically without warning. Full
> coverage on 2 vehicals was up to $200/month. When I would call to find
> out what was up, he would just give me some mumbo jumbo about stuff that
> did not seem to me to have anything to do with my policy. I never made a
> claim with them, and our bill never went down. Always up. He would also
> badger me every time I went to his office in person to buy life insurance.
>
> We would try to insure our dune buggy every year with him. He would say,
> "sure, no problem". Invariably, we would get a call from one of FB's
> underwriters that our dune buggy was "High Risk", and therefore
> uninsurable. He did insure my M35, but even though it is never ever
> used for money, he refused to issue anything but a commercial policy.
>
> When we buy our next vehicle, we will be going with AIG (my wife is a
> teacher) or progressive. FB sucks!
>
> Mark Ehle
> 1970 AMG M35A2
>
> David Cole wrote:
>
> >
> > Speaking of insurance, what is the list experience with Farm Bureau? I
> > have three vehicles with them right now and when I went to have my
> > house refinanced, the refinance guy pulled my credit report and told
> > me that Farm Bureau had done a credit check two weeks prior. It was a
> > red flag for the refinance guy and caused a lot of consternation.
> > Have any of you guys seen the other insurance companies do the same
> > thing? I had my M51 insured with them but they dropped it about 2
> > month later saying it didn't fit their "profile", whatever that
> > means. I'm thinking about dropping them now.
> >
> > Dave
> >
> >
> >
> > On Fri, 21 Mar 2003 09:29:35 -0500, <MVTrucker@aol.com> wrote:
> >
> >> Be very, very careful about insurance, especially JC Taylor.
> >> I have fifteen vehicles on my Taylor policy, all twenty-five
> >> years or older. For years, I recommended Taylor to my truck
> >> buyers, but a customer in CT, contacted Taylor before he came
> >> down to get the truck. Taylor wanted a picture of the truck in
> >> a garage. He explained that the truck was in NJ and they asked
> >> why. He told them that he just bought it and had to go get it.
> >> They said: "You will not be covered for the drive home." Wow!
> >> Big time shock. Taylor's application has an area to enter
> >> non-club related miles, implying that you are covered in non-
> >> club use. I don't know the answer.
> >> In NJ, with Historical Vehicle tags, you are prohibited from just
> >> going for a Sunday drive, so if doing so and got in an
> >> accident, Taylor could probably back out because you violated NJ's
> >> law on HMV use. Something to think about.
> >> I went ahead and put regular tags on my deuce, insured it as a
> >> private, non-commercial use truck, pay the higher premium through my
> >> fleet policy carrier and don't have to sweat.
> >> Joe Young
> >>
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> >>
> >
> >
> >
>
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