Re: Unimog insurance problems (Maine)

From: Patrick Jankowiak (recycler@swbell.net)
Date: Sun Apr 02 2006 - 18:50:43 PDT


I do the BDU thing all the time. Looks good with the truck. I also have
insurance and it's licensed. Those are the keys. insurance and licensing.

PJ

Arthur Bloom wrote:

> Right (not)
>
> Tell that to a judge, and he'll be laughing out loud. It's not what you say
> (or have printed on your BDU's) it's what the perception of a reasonable
> person would be.
>
> APB
>
>
> ----- Original Message -----
> From: "Patrick Jankowiak" <recycler@swbell.net>
> To: "Military Vehicles Mailing List" <mil-veh@mil-veh.org>
> Sent: Sunday, April 02, 2006 12:10 PM
> Subject: Re: [MV] Unimog insurance problems (Maine)
>
>
> | If you like to wear BDUs, make sure you got no 'army' name tapes on them.
> | then you are not impersonating.
> |
> | Arthur Bloom wrote:
> |
> | > Yesterday was April 1st. I think your advice would have been appropriate
> | > then.
> | >
> | > Today, it seems to be the worst possible advice I have seen on this list
> in
> | > several years. If a person were to follow your advice, and get into an
> | > accident, the sh*t storm that would follow would be of Biblical
> proportions.
> | >
> | > Can you say "Leavenworth"? Can you say "20 years of hard labor"? Can you
> say
> | > "All assets (house, land, bank accounts, business interests) forfeited"?
> | >
> | > ..."Local and state police have no jurisdiction over the National
> Guard..."
> | > is what you think? They DO have jurisdiction over criminal
> impersonation in
> | > the first degree, which in NY is a Class D felony. They DO have
> jurisdiction
> | > over persons driving without a license, registration, insurance,
> inspection,
> | > or other documentation.
> | >
> | > Please tell us your were April Fool-ing.
> | >
> | > APB
> | >
> | >
> | >
> | >
> | > ----- Original Message -----
> | > From: "Jeff" <jcerniglia@sbcglobal.net>
> | > To: "Military Vehicles Mailing List" <mil-veh@mil-veh.org>
> | > Sent: Sunday, April 02, 2006 9:16 AM
> | > Subject: Re: [MV] Unimog insurance problems (Maine)
> | >
> | >
> | > |
> | > | Or you can do like a lot of guys do and just make sure
> | > | it has good realistic National guard markings and
> | > | camo, always wear BDU's while driving it and just
> | > | drive it just so with no reg. I know some guys who
> | > | have done this for years and have never ever been
> | > | stopped. Local and state police have no Jurisdiction
> | > | over the National guard and usually do not mess with
> | > | their vehicles. Kind of the radical approach but it is
> | > | done.
> | > |
> | > |
> | > |
> | > | --- Sonny Heath <sonny@defuniak.com> wrote:
> | > |
> | > | > Steve,
> | > | >
> | > | > I think I know how to get around it. Slide yourself
> | > | > a cabover camper on the
> | > | > bed and attach it with bolts and register it as a
> | > | > recreational vehicle.
> | > | > Your insurance will drop to about $300.00 a year for
> | > | > full coverage. Thats
> | > | > what I did in Florida. My liability insurance alone
> | > | > and tag was about
> | > | > $5000.00 a year and now the same vehicle only
> | > | > heavier is about $350.00 a
> | > | > year for full coverage and a tag.
> | > | >
> | > | > Sonny
> | > | > ----- Original Message -----
> | > | > From: "Glenn Shaw" <milspectruck@verizon.net>
> | > | > To: "Military Vehicles Mailing List"
> | > | > <mil-veh@mil-veh.org>
> | > | > Sent: Saturday, April 01, 2006 5:51 PM
> | > | > Subject: Re: [MV] Unimog insurance problems (Maine)
> | > | >
> | > | >
> | > | > > The CDL also requires a Road Te$t. Renewing my
> | > | > CDL is 170.00 each time it
> | > | > > comes up. I would avoid it if you can.
> | > | > >
> | > | > > Glenn
> | > | > >
> | > | > > -----Original Message-----
> | > | > > From: Military Vehicles Mailing List
> | > | > [mailto:mil-veh@mil-veh.org] On
> | > | > > Behalf
> | > | > > Of Stephen Grammont
> | > | > > Sent: Saturday, April 01, 2006 10:02 AM
> | > | > > To: Military Vehicles Mailing List
> | > | > > Subject: Re: [MV] Unimog insurance problems
> | > | > (Maine)
> | > | > >
> | > | > >
> | > | > > Hello Arthur,
> | > | > >
> | > | > >> Are you talking about full coverage? Liability
> | > | > only? Fire & theft?
> | > | > >> Collision? What level of liability? $100/$300K?
> | > | > That would be the
> | > | > >> minumim I would have,
> | > | > >
> | > | > > I didn't even ask what the coverage amount was
> | > | > because I was in shock.
> | > | > > It was for liability and collision. The point is,
> | > | > that was my single
> | > | > > "take it or leave it" option, which just doesn't
> | > | > sit well with me.
> | > | > >
> | > | > >> and $1300 doesn't seem out of line.
> | > | > >
> | > | > > As I said, I currently have THREE vehicles with
> | > | > equal or greater
> | > | > > coverage for just about the same amount of money.
> | > | > In another state
> | > | > > $1300 is probably a bargain, but up here everybody
> | > | > I mentioned it to
> | > | > > had their eyes pop out in surprise. So relative
> | > | > to my other insurance,
> | > | > > it's an incredibly large difference. I was
> | > | > guessing around $600 due to
> | > | > > the weight.
> | > | > >
> | > | > >> You can register it as an
> | > | > >> historical vehicle, and pay about $350. That
> | > | > would, however, limit
> | > | > >> your use
> | > | > >> of the truck.
> | > | > >
> | > | > > Limit it to the point of uselessness,
> | > | > unfortunately, so that isn't an
> | > | > > option. The insurance quoted was for either
> | > | > commercial or agriculture
> | > | > > (they won't do passenger due to the weight), so no
> | > | > difference based on
> | > | > > how I register it. I might save money on the
> | > | > registration itself, and
> | > | > > perhaps don't need a CDL (checking into that
> | > | > Monday), but it apparently
> | > | > > doesn't change my options vis a vis the insurance
> | > | > company.
> | > | > >
> | > | > >> A CDL is not required to drive a vehicle with
> | > | > air-ASSISTed brakes, any
> | > | > >> more
> | > | > >> than it would be required for vaccuum-assisted
> | > | > brakes. The key word is
> | > | > >> air-over-HYDRAULIC. That means that the brakes
> | > | > still work
> | > | > >> hydraulically even
> | > | > >> if the air supply fails. Tell them that.
> | > | > >
> | > | > > Apparently this is not the case in Maine. I was
> | > | > first tipped off by a
> | > | > > friend who is a commercial tower and he said I'd
> | > | > need one. Not
> | > | > > believing him, I called down to the head office
> | > | > and was told the same.
> | > | > > But I'm not done since I still don't believe them.
> | > | > On Monday I'm going
> | > | > > to call down again and this time request they
> | > | > direct me to the exact
> | > | > > paragraph in the motor vehicle code that specifies
> | > | > that air assisted
> | > | > > brakes are worthy of a CDL.
> | > | > >
> | > | > >> How did the subject come up in your discussions
> | > | > with the Dept. of
> | > | > >> Motor Vehicles? Did they ask you, or did you
> | > | > offer the info? You need
> | > | > >> to say nothing and offer no facts when dealing
> | > | > with the
> | > | > >> state-sanctioned Mafia known as the DMV. Nowhere
> | > | > else is your right to
> | > | > >> remain silent more useful.
> | > | > >> Go to another office, and this time, let them do
> | > | > the talking.
> | > | > >
> | > | > > Very bad advice. Two reasons:
> | > | > >
> | > | > > 1. Ignorance is no excuse. If I'm pulled over
> | > | > and someone figures out
> | > | > > that I need a CDL, I'm busted. Period. It won't
> | > | > matter if old Harlan
> | > | > > down at Augusta DMV didn't remember to ask me what
> | > | > kind of brakes it
> | > | > > has. I'm supposed to know that I need a CDL.
> | > | > First time I get busted
> | > | > > I can probably talk my way out of it, but since I
> | > | > live in a small town
> | > | > > my chances that it is the same cop is about 1 in
> | > | > 4. So might as well
> | > | > > get it if I need it.
> | > | > >
> | > | > > 2. Insurance companies love technicalities. If I
> | > | > get into an
> | > | > > accident, and I don't have the required license to
> | > | > drive the Mog, guess
> | > | > > what? My insurance company will null and void my
> | > | > coverage, arguing
> | > | > > that I was not legally allowed to drive the
> | > | > vehicle and therefore am
> | > | > > not covered under the policy since it only covers
> | > | > legal drivers. I'll
> | > | > > be on my own to face whatever liability resulted
> | > | > from my accident. All
> | > | > > the money I spent on my insurance would not be
> | > | > refunded either.
> | > | > >
> | > | > > I've had enough experience with insurance
> | > | > companies (the state
> | > | > > regulated Mafia) to know, for a fact, that they
> | > | > always wind up winning.
> | > | > > Doesn't even matter if they are within the law.
> | > | > If they want to screw
> | > | > > you (and they generally do) they will. Giving
> | > | > them an excuse like an
> | > | > > incorrect driver's license is equal to dropping
> | > | > your drawers and
> | > | > > bending over before they even tell you that was
> | > | > what they had in mind.
> | > | > > Apologies to any insurance folks on this list...
> | > | > but I have good reason
> | > | > > to say these things.
> | > | > >
> | > | > > The thing is I don't care about the CDL. It's $35
> | > | > and a written test.
> | > | > > Despite the surprise it isn't a big deal,
> | > | > especially when it is put
> | > | > > next to the risks of not getting one. The big
> | > | > deal is the insurance
> | > | > > cost, which has nothing to do with needing or not
> | > | > needing a CDL.
> | > | > > That's what I'm trying to find a way around.
> | > | > >
> | > | > > Steve
> | > | > >
> | > | > >
> | > | > > ===Mil-Veh is a member-supported mailing list===
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> | > | > > Visit the searchable archives at
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> | > | > >
> | > | > >
> | > | > > ===Mil-Veh is a member-supported mailing list===
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> | > | > >
> | > | > >
> | > | > > --
> | > | >
> | > | === message truncated ===
> | > |
> | > |
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> | > |
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> 3/31/2006
> | > |
> | > |
> | >
> | >
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> | >
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>
>
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