From: Mark Ehle (mehle@willard.lib.mi.us)
Date: Fri Mar 21 2003 - 08:23:44 PST
I have FB but not for much longer. I recently had an accident, called my
insurance agent, and he was not concerned that I was ok, which I was,
but that the other party might sue. I had to talk to the other insurance
company involved (progressive) and they were very relieved-sounding that
I and the other driver were not hurt, and expressed concern over the
loss of my truck. I had just paid off the truck, so my insurance was
bare minimum. Ironic - he made a ton of money on the truck during the
life of the loan I had on it. You would think that he would have treated
me better.
Also, our bill would increase dramatically without warning. Full
coverage on 2 vehicals was up to $200/month. When I would call to find
out what was up, he would just give me some mumbo jumbo about stuff that
did not seem to me to have anything to do with my policy. I never made a
claim with them, and our bill never went down. Always up. He would also
badger me every time I went to his office in person to buy life insurance.
We would try to insure our dune buggy every year with him. He would say,
"sure, no problem". Invariably, we would get a call from one of FB's
underwriters that our dune buggy was "High Risk", and therefore
uninsurable. He did insure my M35, but even though it is never ever
used for money, he refused to issue anything but a commercial policy.
When we buy our next vehicle, we will be going with AIG (my wife is a
teacher) or progressive. FB sucks!
Mark Ehle
1970 AMG M35A2
David Cole wrote:
>
> Speaking of insurance, what is the list experience with Farm Bureau? I
> have three vehicles with them right now and when I went to have my
> house refinanced, the refinance guy pulled my credit report and told
> me that Farm Bureau had done a credit check two weeks prior. It was a
> red flag for the refinance guy and caused a lot of consternation.
> Have any of you guys seen the other insurance companies do the same
> thing? I had my M51 insured with them but they dropped it about 2
> month later saying it didn't fit their "profile", whatever that
> means. I'm thinking about dropping them now.
>
> Dave
>
>
>
> On Fri, 21 Mar 2003 09:29:35 -0500, <MVTrucker@aol.com> wrote:
>
>> Be very, very careful about insurance, especially JC Taylor.
>> I have fifteen vehicles on my Taylor policy, all twenty-five
>> years or older. For years, I recommended Taylor to my truck
>> buyers, but a customer in CT, contacted Taylor before he came
>> down to get the truck. Taylor wanted a picture of the truck in
>> a garage. He explained that the truck was in NJ and they asked
>> why. He told them that he just bought it and had to go get it.
>> They said: "You will not be covered for the drive home." Wow!
>> Big time shock. Taylor's application has an area to enter
>> non-club related miles, implying that you are covered in non-
>> club use. I don't know the answer.
>> In NJ, with Historical Vehicle tags, you are prohibited from just
>> going for a Sunday drive, so if doing so and got in an
>> accident, Taylor could probably back out because you violated NJ's
>> law on HMV use. Something to think about.
>> I went ahead and put regular tags on my deuce, insured it as a
>> private, non-commercial use truck, pay the higher premium through my
>> fleet policy carrier and don't have to sweat.
>> Joe Young
>>
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>
>
>
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